In NZ (and probably elsewhere) it is against the law to impede the flow of traffic. Specifically if travelling slower than the speed limit you need to pull over and let other people pass.
In Australia and New Zealand other-bank ATM withdrawal fees are $2.
International withdrawals depend on where you are but 3% or $5 (whichever is larger) is common. This is additional to whatever forex rate they give you.
It's only recently that newer banks are removing these fees.
Its a fine of ~$150, but hardly enforced.