I don't understand how it's naive and unprofessional?
twitch.tv, goo.gl, youtu.be, etc. is the tip of the iceberg. Twitch and Google probably are unlikely to have bases in Tuvalu and Greenland respectively.
I cannot find the source but I recall reading that telematics insurance causes more incidents as it makes drivers afraid of braking hard, knowing that any maneuver by you to avoid a deranged driver is counted against you.