Keep 12 months living expenses in cash/t-bills. Depending on your age, increase to 24 mos if kids etc
If cash remaining -> if mortgage rate >4% pay down mortgage (locking in 4%+ yield). If you want to average 50% towards mortgage 50% VOO (S&P Index fund)
One tip that helped me a lot was to forget about the audience - write for yourself. Use blogging as a tool to flush out your thoughts, and truly understand something. Once that concept clicked, writing once a week has been a blast!
If cash remaining -> if mortgage rate >4% pay down mortgage (locking in 4%+ yield). If you want to average 50% towards mortgage 50% VOO (S&P Index fund)
Deeper post ->https://monetarymusings.substack.com/p/how-to-not-blow-up-wh...