dsomers · HackerTrans

dsomers

417 karmajoined 14 yıl önce

comments

8 gün öncediscuss

Yes you do. I elected my European member of parliament, and I elected my EU councillor. The elected EU councillors select the commissioner, a bureaucrat, and the elected parliament can block anything the commission puts to a vote. That’s two elected offices, and one bureaucrat that’s appointed, but can’t act without consent of the elected officer. Just like many other democracies around the world. It’s democracy, just with some responsibility delegated to bureaucrats, who can still be overridden or removed by elected representatives. What’s so hard for you to understand about that?

3 yıl öncediscuss

> Shitty country

How rude. They were economically shattered by being occupied by the USSR for decades. Lay off.

3 yıl öncediscuss

That’s still on the GP and the general public health policy of Australia. If I go to my GP with a cold here in the Netherlands, there is a snowball’s chance in hell that I get prescribed antibiotics.

3 yıl öncediscuss

It’s from his butt. Which makes it just as valid as how everyone else does estimates.

3 yıl öncediscuss

I for one have built enough Linux kernels from scratch, and patched enough Linux drivers into working — thanks, so no one can call me an average Joe when it comes to tech. However, I mostly left all of that behind outside of work years ago, I’m desperate for time, not money, and I have way better things to do with my time than dick around with a custom android build, thanks. You do you, but Apple provides me with a ‘good enough’ service that saves me a lot of time.

3 yıl öncediscuss

Exactly

3 yıl öncediscuss

> Maybe, but the latest Fed action violates a 40-year downtrend in interest rates, so it was exceptionally improbable from a historical perspective.

imo this is very flawed thinking, a once in a 40 year event is almost 100% likely to happen in an average persons life — maybe twice. I think when it comes to either your life savings or gigantic amounts of money like banks manage it’s irresponsible to not consider economic cycles that even only happen once per 100 years because of how likely it is to happen once is your life and be absolutely devastating.

I stand by my statement, this is 100% on SVBs amateur hour monkey level thinking.

3 yıl öncediscuss

> 4. The old treasuries decline 30-40% in present value. Oops, they're not so safe after all if you need your money back before maturity, which is often decades away.

This is because they fucked up their duration risk handling, no one held a gun to SVBs head and forced them to invest so heavily in long duration bonds. If they bought more short duration bonds none of this would be a problem. Other banks didn’t make this mistake. So why did they do it? Greed, or who knows, maybe it was plain old ignorance/hubris. Still, it was 100% avoidable. SVB fucked up bad and pointing blame at the fed is just not making them accountable.

Like fuck, who are these dumb chimps running this place. When I help my parents plan their retirement I looked at 100 years of history of what normal fluctuations are in the bond or stock market. Looking up data like that takes an hour and should make anyone with basic math skills realize rate and the bond fluctuations that follow at 100% bound to happen given enough time. It was just absolute amateur hour at SVB.

3 yıl öncediscuss

Okay, name one?

3 yıl öncediscuss

Being back 1:1 is different from being redeemable.

3 yıl öncediscuss

> As little as a birth certificate?

I get what you’re getting at, but in Canada birth certificates from the 80s had a wallet sized version that had no more information than a drivers license, but it didn’t even have a photo on it. It was just a little pice of paper. I remember that’s very different from modern birth certificates.

I also crossed into the U.S. with my health card that only had my name on it and a number that is meaningless to the US boarder agency, also no photo.

3 yıl öncediscuss

Exactly this. As late as the 2001 I could cross into the US from Canada with as little as my birth certificate, which I often did. That was just a cotton blended paper with tattered edges with some writing, and the crest of my province printed on it. There wasn’t even a photo on it! It was closer to writing, ‘I’m daniel plz let me in’ on a napkin, than it is to my passport of today with its photo, barcode, and RFID chip that they can cross reference their data base with.

4 yıl öncediscuss

Come on, I 100% realize that jetpacks will probably always be impractical/unsafe. Although, I think there’s a lot of allure in the same way that there is for motorcycles. I imagine you would get this sense of free flying, like a bird — it just seems fun. And if we somehow magically engineered past the energy and safety problems, you’d have mobility like a helicopter, but without needing the helicopter pad in cities. Like how scooters and motorcycles can be more convenient in cities because they’re easier to park. Dream a little, it’s fun.

4 yıl öncediscuss

Funny you say that, I just opened Safari, no ads.

4 yıl öncediscuss

Can you give evidence of a developed country where that’s the case?

Because I grew up right on the Canadian/US border, I have family and friends on both sides. It’s really easy for me to see why Canadians live longer than Americans. Poor Canadians have access to preventive medicine in a way poor Americans don’t because of our universal healthcare system. This prevents a lot of illness that are easily to stop in early stages but hard to stop in late stages from killing people.

But it’s a really common thing for Americans under the influence of their radical corporate propaganda to wave things like universal healthcare away and just say with no evidence that other countries are cheating with numbers. No need to disrupt the amazing profits of your corporate health providers just to do something silly like save the lives of poor people —- they should really have worked harder if they didn’t want to die of cancer anyways.

You know what my lived truth is? Before Canada had more advanced health cards and systems for keeping patient records, it was a common thing in my city for poor Americans to try to defraud our health system just so they could get basic treatment.

But yeah buddy, keep believing the lies that we’re just counting infant mortality differently.

4 yıl öncediscuss

4 yıl öncediscuss

> “macro-optimism but micro-pessimism”

This is an interesting idea, I have I feeling I know the what they’re getting at, but if you have any examples of how they put that into practice I’d love to hear it.

4 yıl öncediscuss

They call them y’all qaeda for a reason.

4 yıl öncediscuss

IIRC the book ‘Common Sense on Mutual Funds’ has data going that far back with charts. I believe the period from the start of the 20th century until the 70s had similar inflation adjusted returns. However, for the early data I think it was really just measuring the largest companies in the country that made up the original Dow. Although, the author argues that’s a fine comparison because the 30 largest companies in the country represent the large majority of the top 500 index in terms of cap today— he further argues that over the long term small cap and large cap stocks give similar returns regardless.

4 yıl öncediscuss

> A soldered SSD is especially bad because broken laptop = lost data. I never broke a laptop but I think that was just my luck. When it will happen, I want to be able to recover data from the computer.

Please reconsider your backup strategy if this is the case. If your data is valuable at all you should be able to drop your laptop in a shredder at any moment and not lose anything. 3.2.1. 3 copies, 2 types of media, 1 offsite.