Ask HN: Is there an easy way to transfer money to people?
8 comments
Chase quickpay works and works well. Enough people around me have Chase to make my life a little easier.
One of the big banks in Australia, Commbank, have launched something like this - http://www.commbank.com.au/mobile/commbank-kaching/what-is-k...
You just need their social security number or a name. Every bank offer this. If you have just a name, they create a PIN that you send to the recipient.
Payments is not easy for a side project. That said, a few apps can solve this. Also why not the PayPal app since you're entering email as well?
You're describing PayPal. Splitting a bill at a restaurant using your phones (or Palm Pilots back then) was its founding story 14 years ago. [1] Now 230 million people have accounts -- surely you've heard of it?
1: http://www.wired.com/science/discoveries/news/1999/07/20958
1: http://www.wired.com/science/discoveries/news/1999/07/20958
So... how do I actually use PayPal to do such a thing now?
> Is there an app for my phone where I can just click on his Facebook picture or enter his email and transfer that amount to him?
Click Send Money, enter his e-mail address and the amount, press send. Or if you both have the right phones, just bump them together. http://i.imgur.com/p1Gq5.jpg
You can use the native app on iOS or Android, or use the website.
Click Send Money, enter his e-mail address and the amount, press send. Or if you both have the right phones, just bump them together. http://i.imgur.com/p1Gq5.jpg
You can use the native app on iOS or Android, or use the website.
Thanks for the information. I didn't realize Paypal had such a convenient way of doing that.
> Why do I feel like I'm being punked?
Maybe because I haven't heard of every feature that every single web service has to offer?? Just a guess.
> Why do I feel like I'm being punked?
Maybe because I haven't heard of every feature that every single web service has to offer?? Just a guess.
Send it to their email address associated with Paypal.
Here in Australia, I've never seen it used for such. The big banks have launched apps for this purpose, though (eg Commonwealth Bank's "KaChing" app).
http://www.commbank.com.au/mobile/commbank-kaching/what-is-k...
Here in Australia, I've never seen it used for such. The big banks have launched apps for this purpose, though (eg Commonwealth Bank's "KaChing" app).
http://www.commbank.com.au/mobile/commbank-kaching/what-is-k...
Simple (BankSimple)[1] has a blog post describing this situation and some of the potential problems.[2] Worth reading.
[1] https://simple.com/ [2] https://simple.com/blog/Banking/mobile-payments/
[1] https://simple.com/ [2] https://simple.com/blog/Banking/mobile-payments/
In Australia again see www.pygg.co - send payments using twitter handle, mobile (cell) number, or email address.
Or suppose I'm at a bake sale and I don't have any cash on me. I can just enter the name of the person running the sale and quickly transfer $2.50, with a note for my records saying that it was for a bake sale treat.
The reason I ask is: I haven't found such an app, and if there is one, it's not well-publicized. It seems like an interesting idea for a side-project. Thoughts?