Ask HN: What's the best option for easy payment processing?

8 pointsby jongold14 yıl önce8 comments

Hi HN - I'm a designer and Rails-dabbler building an MVP that needs to take payments.

I'm comfortable integrating with something like Stripe or GoCardless but would rather not code a full integration with SagePay etc. I'd also rather not touch PayPal - had too many friends with businesses burned by them.

I'm also in the UK, which unfortunately rules out Stripe for now.

Are there any other alternatives to GoCardless I should be looking at?

6 comments

yitchelle14 yıl önce

I asked a similar question for online payment systems for Europe. You may get some insight from the discussions..

http://news.ycombinator.com/item?id=4379697

dangrossman14 yıl önce

Code against SpreedlyCore and you can point your account at Stripe, SagePay, PayPal, or whoever offers you the best rates at the time. If PayPal burns you, you change one variable in your code and all your payments hit a different payment processor. The differences between all the payment APIs are abstracted away from you, and similar to Stripe/PayPal, payment data never touches your server so most of the PCIDSS compliance burden disappears... yet customers never leave your site, either.

klein089114 yıl önce

+1, thanks Dan.

pilsetnieks14 yıl önce

Braintree has recently expanded into the EU (https://www.braintreepayments.com)

jongold14 yıl önce

That looks perfect, thanks.

helen84200014 yıl önce

I guess it depends on what you're selling but what about Gumroad? Works well for digital products/downloads.

jkaykin14 yıl önce

https://spacebox.io

ragsagar14 yıl önce

try chargify.