On page 13 you'll see _why_ the judges don't apply the letter of the law - they're seeking to do justice to the victims _in spite of_ the law.
"there is another possible explanation: the human judges seek to do justice. The materials include a gruesome description of the injuries the plaintiff sustained in the automobile accident. The court in the earlier proceeding found that she was entitled to [details] a total of $750,000.10. It then noted that she would be entitled to that full amount under Nebraska law but only $250,000 under Kansas law." So the judge's decision "reflects a moral view that victims should be fully compensated ... This bias is reflected in Klerman and Spamann’s data: only 31% of judges applied the cap (i.e., chose Kansas law), compared to the expected 46% if judges were purely following the law." "By contrast, GPT applied the cap precisely"
Far from making the case for AI as a judge, this paper highlights what happens when AI systematically applies (often harsh) laws vs the empathy of experienced human judgement.
I live in MA and wish that this were true, but do you have data / evidence to support that it rarely happens?
Also, I don't know if you have tried to get your $10, but it's not like the sign is always obvious and every time I've tried, it's not like the cashier says "oops" and gives you the thing for free - they call a manager, the manager argues with you, other customers complain about the checkout delay you've created... there's social pressure there so I can understand why customers would not do this even when they can.
The friction of changing bank accounts is high, and few people choose their bank accounts based on how easy the online authentication is. Unless a bank does this meaningfully much worse than their competitors (low bar) they have little incentive to fix it.
If you think TD is bad, try some European countries where there's only a handful of banks...
This is so informative, thank you. I always got my kids baby food in glass, thinking it would reduce their microplastics exposure as well as reducing plastic waste. Turns out only one of those was true :(
Most important is to use your own domain name for your email. That way you can switch providers as you like without having to change your address, and all the hassle that goes with that.
Personally, I like Migadu for mail hosting. The mail gets delivered, the price is reasonable, and there’s good tech support