Open Bank Project is an open source API for banks that provides a consistent RESTful interface on top of disparate core banking systems. We're working with a range of banks around the world.
If you're interested, please email: jobs AT tesobe DOT com
The report sets out a framework rather than a specification at this point. It talks about a phased approach starting with open data (e.g. branches, products) then transaction history and then write (e.g. payment) options. PSD2 from the EU might well influence the operations supported first.
Hi Folks, Simon here from the Open Bank Project. We're based in Berlin but were involved from the early stages in the report published by the UK Treasury. We put up the sandbox to get feedback on the APIs etc. Guess we have some high load on one of our servers at the moment! Feel free to ask any questions. (AMA??)
We're currently introducing a Kafka layer which core banking connectors can interface with in any language. Else you can use Scala / Java code to connect to banking (or blockchain?) interfaces directly.
The core is AGPL plus commercial licenses for banks that don't want to abide by AGPL or get commercial support. SDKs etc are Apache licensed.
Regulation from EU (PSD2) and UK government Open Banking Working Group (OBWG) initiative is starting to move the API needle :-)
For the Open Bank Project ( http://www.openbankproject.com and https://github.com/OpenBankProject/ ) we use AGPL + commercial + Harmony CLA. We have tech partners but so far we've done most of the master development ourselves. Time will tell if this is a good approach! :-)