I was asking myself the same questions and ended up just writing an app - my first one - that simulates your future financial I/O based on earnings and spending etc. It's free:
What the app does is it takes your income, expenses, savings and debts, and generates tables and graphs showing future monthly cash-flow, savings, net worth. Each element may be independently configured with rates, amounts, durations etc.
It's my first app so I'd be very happy to hear feedback on usability, usefulness, etc. Thank you.
https://play.google.com/store/apps/details?id=com.codelemma....
What the app does is it takes your income, expenses, savings and debts, and generates tables and graphs showing future monthly cash-flow, savings, net worth. Each element may be independently configured with rates, amounts, durations etc.
It's my first app so I'd be very happy to hear feedback on usability, usefulness, etc. Thank you.