"Only Virgin Media staff are able to view your password in an camera free enviroment. How would you take care of peoples sensitive banking details? MCr"
I'm not trying but be harsh but I've never really understood the need for this project. I mean, Rails just boils down to a collection of gems right? So wouldn't you be best just cherry-picking your own gems? Or using something barebones to begin with, like sinatra/padrino?