Mercury's personal banking product allows you to reject ACH transactions before they clear. They also allow you to generate virtual account numbers, so you can easily cut off an entity without having to change your main account number. Unfortunately Mercury charges a monthly fee.
Any thoughts on where your personal exposure came from?
Also, I would love to see a histogram of results among the general population, if that can be found in the literature anywhere. I think it would be helpful context for result interpretation and a useful addition to your FAQ.
Large employers are often self-insured. But since they lack the expertise and large network of negotiated rates and providers, they typically hire a company in the insurance business to administer their plan. Thus, the employer bears the risk of the claims, and also is the party that benefits when expenditures are reduced.
Tesla committed to publishing delivery numbers within three days of the end of quarter. They are just keeping with their commitment, not trying to bury this news by releasing it on a holiday weekend.
rainymood.com -- I've been listening to this 30 minute loop of thunderstorms continuously for over a year. Music with words breaks my train of thought, so this is perfect.
Stop by techshop (a shared maker-space) for a free tour. There's a location in Menlo Park, and one in SF about a 15 minute walk from Caltrain. (http://techshop.ws)