"If a Pookie detonated a landmine, and it never did, the use of shear bolts meant that wheels would be blown harmlessly away, as would the battery, the 40-litre fuel tank and the rear mounted 1600 cc air-cooled Volkswagen engine. The driver would be unharmed in his capsule."
I going to guess that "unharmed" is a relative term.
A corporate executive is assigned to help improve the efficiency of a small-town brewery in this comedy inspired by the Johnny Paycheck song. When the small town turns out to be his old hometown, however, the executive finds himself torn between his loyalties to his company and his old friends.
It is a character development program
"that provides teachers and administrators with the skills needed to create harmony and excitement within the school atmosphere"
There are 8 Expectations at the elementary level
1. We will value one another as unique special individuals
2. We will not laugh at or make fun of a person's mistakes nor use sarcasm or putdowns.
3. We will use good manners, saying, "please," "thank you"
and "excuse me" and allow others to go first.
and so forth.
http://www.greatexpectations.org/expectations
In my opinion when the U.S. abandoned the judeo/christian ethic in the late twentieth century character and wisdom training was denigrated as "old fashioned" and unnecessary.
"In his plea allocution, Madoff stated he began his Ponzi scheme in 1991. He admitted he had never made any legitimate investments with his clients' money during this time. Instead, he said, he simply deposited the money into his personal business account at Chase Manhattan Bank. When his customers asked for withdrawals, he paid them out of the Chase account — a classic "robbing Peter to pay Paul" scenario. Chase and its successor, JPMorgan Chase, may have earned as much as $483 million from his bank account.[107][108] He was committed to satisfying his clients' expectations of high returns, despite an economic recession. He admitted to false trading activities masked by foreign transfers and false SEC filings. He stated that he always intended to resume legitimate trading activity, but it proved "difficult, and ultimately impossible" to reconcile his client accounts. In the end, Madoff said, he realized that his scam would eventually be exposed.[75][109]
let me emphasize from above:
"He stated that he always intended to resume legitimate trading activity, but it proved "difficult, and ultimately impossible" to reconcile his client accounts"
You say: "The problem is what "best" means. In an unregulated environment it would mean what's best for the insurance company, not the patient."
No. I don't buy auto insurance on that basis. It is required by my state in order for me to legally operate a motor vehicle. I buy what is "best" for me (and my family).
Only in our closed highly regulated environments that
denigrate personal responsibility and individual liberty do we get this extraordinary markets dislocations that come with the bizarre healthcare system that we have today.
You say: "It's a race to the bottom in terms of regulation"
Consider your assumption that regulation is good. In point of fact pernicious and arbitrary regulation within states brought us as a nation to this desperate situation.
You say: "To the point it is not even actually seen as a viable option"
Check your prejudice at the door and look at reality. You may need to understand markets and human nature more clearly. You may "see" and understand other, better options.
Hari Seldon and Gaal Dornick as devlopers of Psychohistory would approve. (Isaac Asimov's "Foundation" universe)
"Psychohistory is the name of a fictional science in Isaac Asimov's Foundation universe, which combined history, psychology and mathematical statistics to create a (nearly) exact science of the behavior of very large populations of people" source: Wikia