This is a clear explaination of the value for each type of user. The frontpage of the app isn't as clear with the value prop. Put this on the frontpage in 3 big clear points. Great idea overall.
You say you "need" the cash. What do you need it for? At the very early stages you may need cash much less then you think you do. Cash feels like it will remove headaches but you are adding an investor to the mix at terrible terms which could add headaches. Could be a wash.
Being employable is generally more about who you know then what you know. If you are just decent at being a founder then the activity of building your business will increase who you know exponentially.
Based on that rational I would say that founders generally become more employable.
Not sure if people are feeling it is somehow unkind to speak about the facts here but for those who wish to know they have been reported by local news in Las Vegas.
I've seen it attributed to Peter Drucker as well.
I think the general notion that it is more difficult to improve things that you can't/don't measure is fairly accurate.