i like the idea of reshaping what we currently think of being credit worthy in a decentralized world. this is a early start but we are now seeing smart contracts come into the fore.
edit:
i hope you are taking into account the mistakes and lessons learned from the DAO attack.
this platform/protocol is aiming to reimplement the consumer credit, loan origination, and trust worthiness system that other smart contacts would depend on for their services.
My wife is Korean and she used to take ESL classes from retired people. It was a casual meetup and she improved her English by taking part of the class. I think the retired teacher benefited as well by staying active with the community