I 100% notice when ppl are slacking - especially at the levels you mentioned. I'm a team lead - it's to much of a pain in the ass to fire people so it's easier to just keep them and give them the minimal salary increase possible. If someone is from a protected class 100% forget about firing them but I realize not all companies are like mine but I suspect a lot are.
I've never read Shakespeare but so I'm curious to hear what you think makes it outstanding? I've tried reading a bit before but I was weighed down by words and phrases that we no longer use and found myself losing the meaning.
Fun fact but the gov basically stole gold from ppl b4 in the good ole USA. They made it illegal to hold - if you were caught having gold it was a 10k fine. PPL were forced to go to their banks and sell their gold at a loss.
That article uses the term hoarding but don't be fooled they made holding any relevant amount of gold for investment illegal. You were still allowed to have gold necklaces and the like though
I mean yea - another way to look at is if you're making $700 per month doing nothing you'd need make at least $701 to even consider from a pure economic perspective - realistically more like $1000+ to be motivated enough to go to work.
So many will write that off but then you have the a ha moment of what if I do work under the table so that's what you do - best of both worlds free money and extra cash. Problem obviously is a lot of ppl choose illegal options especially considering how profitable they are.
you should spend sometime in special education classrooms in America. You'd be shocked what is considered a disability. You have to realize once you have a documented disability it opens up things like lifelong disability payments.
Imagine you have an E student, 16 years old. You have major anxiety over the thought of supporting them for the remainder of your life as it seems unlikely they'll ever be able to able to hold a job/achieve financial independence. Disability can be your ticket and parents hire what's know in the industry as advocates who you guessed it advocate for their student to be labeled and receive support for having a disability. I can tell you it's a surefire way to ensure your child receives passing grades w/ out doing anything at all b/c you can relabel the lack of effort as due to their disability.
It's akin to drug addicts learning the in's and out's of the hospital system to receive pain medications. Pain has a lot of wiggle room and ppl will milk it just they like do disabilities.
I fail to see what good it is to own a mansion and have a bunch of toys if you live in a dangerous area where you have to put up a gate, have armed guards and in general worry about someone knocking you over the head and stealing your shit. Being the richest person in the ghetto is like being tallest midget - who cares.
Seriously regret signing up for that gym. The sales person lied about so much shit in hindsight. Signed up for the medium of the road package - tried to downgrade to the basic package told me I couldn't despite telling me when I signed up I could hop between them anytime.
so the absolute worst is cash in something like a savings/checking account. You're interest rate will be less than 1/2% so in this case you're losing ~5% per year. You're best bet is low fee index funds that mirror the entire US market. VTSAX through Vanguard is a great choice. Your money now keeps it's purchasing power b/c you no longer own money, you own stocks and when prices go up stocks are just another good that also goes up in price so your dollars now track inflation.
General Motors got strong armed by a black media group made up of billionaire media owners for not spending enough advertising dollars on TV companies owned by blacks. Make no mistake this kind of stuff is usually about the dollar bill more so than "representation".
the industry may have changed too - in my early days I remember more fantastical failures where the whole website would be down for an evening or other tragic mistakes.
As more and more ppl got involved and things started to be worth more and more money we were more or less forced to put in more safe guards as there is less tolerance for failure/mistakes. I think the trade off between speed and safety will always be there and business folks will always want both despite them being at direct odds w/ one another.