Technologies: All things data science, focused on R, Python, SAS, Shiny, GIS, most standard web development languages/tools/databases, AWS for cloud-based projects.
I have two personal email addresses for MoviePass employees who might be able to help you (I say might because my issue didn't get resolved and I had to issue a chargeback).
How should I send them to you? I don't want to post them here and get them spammed, even if I feel they deserve it.
I totally agree, just wanted to clarify that "homeowner" is a generous term in the US intended to make people feel like they own an entire home on the day they close the sale, instead of the reality that they usually own a mortgage balance along with a small chunk of that home.
I think that stat means 64% of Americans don't rent.
Homeowner is not the right term for most of that 64%, because most have a mortgage balance, which when subtracted from their < $1,000 in savings, makes the picture even uglier, and makes most of their future financial well-being dependent and correlated with their local real estate market.
Edit: The stat actually means 64% of homes are occupied by their owner. But "owner" is still misleading, as the article linked to above says:
"However, homeowner equity has fallen steadily since World War II and is now less than 50% of the value of homes on average."
"Economists regard seigniorage as a form of inflation tax, redistributing real resources to the currency issuer. Issuing new currency, rather than collecting taxes paid out of the existing money stock, is then considered in effect a tax that falls on those who hold the existing currency."
I've heard this over and over, and I totally understand your concern.
But I think there's at least one reason to stay on Coinbase though, and it's their insurance against security breaches, including employee theft (note my comment above).
I'm not individually insured against bitcoin theft, and I also think there's a non-zero risk of making an irreversible mistake with my own offline storage. I'm not incompetent, but I can't claim mastery of the bitcoin protocol either, therefore I assume I can mess things up.
So yeah, you don't get your private keys, but insurance on your full balance is worth something to some people, in some cases far more than the assumption that nothing will ever go wrong with your own wallet (if you feel comfortable with that assumption, great).
Coinbase fully insures all digital currency against losses resulting from a breach of Coinbase’s physical security, cyber security, or by employee theft.
If you're in the US, fiat deposits are covered by the FDIC just like bank deposits up to $250k:
Funny that I've been reading HN for years and never posted until an article about drugs, but that's how it goes sometimes. I was just talking about this with my wife last night during an NPR story about opiod addiction and wondered if there was quantitative evidence about the cost/benefit ratio of opiods, as opposed to anecdotal stories, valuable as they might be.
Some key points, all direct quotes from the article:
1. Typically, young people who misuse prescription opioids are heavy users of alcohol and other drugs. This type of drug use, not medical treatment with opioids, is by far the greatest risk factor for opioid addiction
2. In general, new addictions are uncommon among people who take opioids for pain in general. A Cochrane review of opioid prescribing for chronic pain found that less than one percent of those who were well-screened for drug problems developed new addictions during pain care
3. The vast majority of people who are prescribed opioids use them responsibly—recent research on roughly one million insurance claims for opioid prescriptions showed that just less than five percent of patients misused the drugs by getting prescriptions for them from multiple doctors.
4. If we want to reduce opioid addiction, we have to target the real risk factors for it: child trauma, mental illness and unemployment. Two thirds of people with opioid addictions have had at least one severely traumatic childhood experience, and the greater your exposure to different types of trauma, the higher the risk becomes.
5. The reality, however, is that as long as there is distress and despair, some people are going to seek chemical ways to feel better.
So in summary:
I am NOT saying that you don't know someone who developed an opioid addiction without prior risk factors.
I am saying that it seems in aggregate, this is a new phase of a common societal issue: lots of people are unhappy, for any number of reasons, and seek the most available fix. That used to be other drugs, then we cracked down on those drugs. Now it's opioids, and we're likely about to crack down on those. But something will be next, because we haven't solved the real problem.
Remote: Yes
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Technologies: All things data science, focused on R, Python, SAS, Shiny, GIS, most standard web development languages/tools/databases, AWS for cloud-based projects.
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