Ah,is that really a question? My comment on my blog that my health insurance decided it was best to leave me on the ledge to die of exposure was-need I say-tongue in cheek.You must be under the impression the insurance companies are in possession of that awesome perfect blame calculator - parsing an infinite number of scenarios to detemine blame for accidents and disease, then confirm or deny coverage based on their magic box. That is your insurance company, not mine. Please reply quickly, unless you are tied up arguing with them about whether they should cover your AIDS since everyone knows sharing needles is unsafe.