I don't want to live in a world where I have to track down and personally inspect the factories and farms that produce my food.
If I deposit cash at a member bank that the government says is compliant with their rules and regulations, that should not imply any risk taking on my side.
If I use a payroll provider like rippling that uses SVB as their payment rails, I shouldn't have to worry about that.
If I use a service that goes under because they can't fund payroll because of a banking supply chain issue, that seems rather hard to due diligence.
If you honestly hold that position, I suggest you get a little bit of empathy for decision-makers. It will make you a better member of society.
How many of these VCs used their reputations to pump shit coins (which they got along with equity when they invested in these Ponzis) then sold the shit coins to retail investors?