robbrulinski·há 8 anos·discussIf GrayKey exists as a real tool, it will eventually be stolen and leaked or sold online.
robbrulinski·há 8 anos·discussIn my opinion, yes saving is always a great step to take! I'd also examine any risky stocks/bets you may have and put 10-20% into bonds. I was burned by the 2000's recession right out of high school.
robbrulinski·há 11 anos·discussI'm two years into my bike commute. I ran into a woman on the street as she was not paying attention.