GINA does not apply to employers with fewer than 15 employees. GINA's protections in employment do not extend to the US military. Nor does it apply to health insurance through the TRICARE military health system, the Indian Health Service, the Veterans Health Administration, or the Federal Employees Health Benefits Program. Lastly, the law does not cover long term care insurance, life insurance or disability insurance."
While a few states have laws restricting the use of genetic information in the underwriting of these forms of insurance, nothing addresses the use of this information for other forms of discrimination. (Think credit redlining.)
Unfortunately, participating in any form of genetic testing is still a terrible idea for Americans, as it can have real financial consequences. Data are forever. Once this material is "out there," the law only provides recourse in a few specific circumstances (and you have to have the resources to enforce these rights through the legal system.)
http://www.genome.gov/10002077#al-2
"Where GINA Does Not Apply
GINA does not apply to employers with fewer than 15 employees. GINA's protections in employment do not extend to the US military. Nor does it apply to health insurance through the TRICARE military health system, the Indian Health Service, the Veterans Health Administration, or the Federal Employees Health Benefits Program. Lastly, the law does not cover long term care insurance, life insurance or disability insurance."
While a few states have laws restricting the use of genetic information in the underwriting of these forms of insurance, nothing addresses the use of this information for other forms of discrimination. (Think credit redlining.)
Unfortunately, participating in any form of genetic testing is still a terrible idea for Americans, as it can have real financial consequences. Data are forever. Once this material is "out there," the law only provides recourse in a few specific circumstances (and you have to have the resources to enforce these rights through the legal system.)
The only way to win is not to play.