Definitely have a catastrophic plan and the new options are essentially the same as well. Here are some more details:
Old plan: Regence Evolve HSA Plan - Premium: $149, Deductible: $3,500, Coinsurance: 20%, Out-of-pocket max: $5,000
New plan: Regence Direct Silver - Premium: $252, Deductible: $3,000, Coinsurance: 20%, Out-of-pocket max: $4,900
I would lose the HSA benefits from the new plan, which I could keep if I wanted to accept significantly worse terms (with a premium increase of only 33%!):
I don't see how I can come out ahead on this one, once I was able to finally get quotes on the exchange, no other plan was comparable in terms of value and cost. :(
Adding another anecdotal Washington state data point, my private individual health insurance plan (Regence Evolve HSA) with a premium of $149/month will no longer be available come January. The plan most similar to my current one is $252/month (Regence Direct Silver), which is a pretty massive increase. As a healthy, single 25-year old though, I knew some version of this was coming.
Old plan: Regence Evolve HSA Plan - Premium: $149, Deductible: $3,500, Coinsurance: 20%, Out-of-pocket max: $5,000
New plan: Regence Direct Silver - Premium: $252, Deductible: $3,000, Coinsurance: 20%, Out-of-pocket max: $4,900
I would lose the HSA benefits from the new plan, which I could keep if I wanted to accept significantly worse terms (with a premium increase of only 33%!):
Regence Direct Bronze HSA - Premium: $198, Deductible: $5,000, Coinsurance: 30%, Out-of-pocket max: $6,250
I don't see how I can come out ahead on this one, once I was able to finally get quotes on the exchange, no other plan was comparable in terms of value and cost. :(