To take this further, allowing the user to define hot items or subjects might be better.
For example, history tests often ask questions about when or where an event happened. Imagine if we could request that we want a list of dates and associated events.
1) SoFi, by itself, isn't offering you points
2) You're only getting points by using your Uber Visa Credit Card. That's defeating the purpose of this product which is getting away from CCs.
It's disheartening to join a waiting list then see that the top two spots are reserved by two of the founders. It makes you wonder how many other of their people are holding spots while we're sitting at 2,000th in line :(
Grrrrr.....stuck like Chuck.