reminds me of the recently enacted FAIR plan in California for last-resort wildfire insurance. It got state dispensation to carry otherwise-disallowed, lopsided balance sheets to cover more people -- but if a small fraction of those people do experience wildfire it'll go bust!
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edit: see below, I was wrong about FAIR being newly enacted
I greatly appreciate these kinds of tools but I always err on the side of what's installed by default wherever possible so I can work across hosts as soon as i land
This is the key piece of information for making sense of it. Ultimately the OP's insight is that the number-naming system used in the west is thousands based instead of millions based, but came to that by observing the number-naming outcomes instead of the source notation that led to it.