This is 1967 again, except the hippies have RSUs, the commune is a low-cost-of-living zip code, and “dropping out” means waiting for the next vest before deleting Bluesky.
I am looking for someone with your background. I have an existing finance content offering and looking to build tools for our audience. Let me know if interested.
Utility scale solar projects with investment grade counter-parties (off-takers) produce an IRR of ~6% to ~7% over say a 30-year assumed life. This company is not delivering an 8% yield to investors putting up $1k for fractional ownership in a panel.
The single biggest optimization / cost saver in the cloud is to get your non-production instances onto schedules as almost universally they do not need to be running 24/7. There is nothing which will deliver bigger savings on your non-prod infrastructure.
Cloud is a utility and therefore needs to be used like a utility. What this means is you need to turn things off when they are not being used. Something like 50% of workloads in public cloud have 'the potential' to be turned off as they are non-production. The public cloud providers provided the easy button to spin things up but turning things off is more tricky. This is why we built www.parkmycloud.com Others have rolled their own scripts to achieve the same goal or use other methods to achieve the same goal albeit not as good as our solution ;)). Based on our analysis if you use Reserved Instances for Prod and schedule Non-Prod to be turned off when not being used, you will get a better overall ROI than on prem.
Personally I would look at real estate offshore and maybe look to purchase x4 apartments and put in place a local property manager. I hear Columbia is great right now or perhaps Southern and Eastern Europe (Estonia, Bulgaria, Georgia) are all interesting right now. Let the money grow offshore in a company account and then look to invest from there into other offshore ventures. Think and look globally....
If you are thinking East Coast NYC and DC are very viable esp if you are B2B. Engineers are expensive in both places but you are asking about HQ location. I recruit engineers away from the coasts or from E.Europe.
Personally I just turn things off when they are not being used and that alone saves me 60% off my AWS bill. Obviously, it only works for non-prod instances but that is the bulk of what we use. see www.parkmycloud.com
Health payer system. 100% screwed. Start from ground up and build ONE simple single payer system and remove ~7-10% of the cost of healthcare immediatly.
What you need is some kind of abstraction layer so that you can expose only the functionality that non-technical users need exposed. Check out www.parkmycloud.com for example.