Ask HN: As founders/unemployed folks, what do you do for health insurance?
5 comments
This thread might help:
http://news.ycombinator.com/item?id=2247560
www.enetinusrance.com .
I found that there are $80 plans (yes HSA ones) that you could buy in California.
In New York you'll end up paying 400+ for a single person.
Google for a "health insurace agent" in your state. They get a commision from your premium so they are free to use for the end user. Get them to od the research.
All said and done CA was much cheaper.
In New York you'll end up paying 400+ for a single person.
Google for a "health insurace agent" in your state. They get a commision from your premium so they are free to use for the end user. Get them to od the research.
All said and done CA was much cheaper.
Getting someone who gets a commission to do your research doesn't sound like a good idea :)
We don't have enough people to warrant group coverage, so I've always just paid for a health plan for my wife and kids. I'm healthy, so I don't see the need in paying several hundred $ per month on myself, when my costs are no where near that amount.
I would strongly suggest looking into a high deductible HSA plan to protect yourself from a (financially) catastrophic medical event.
Do you have one you'd recommend? I'm thinking about doing that.
I have an individual plan (as does my wife and our son). They cost us around $450/month total.
I have a high deductible health plan that I couple with a HSA program. It costs about $400/month for full family with dental.
Is there a plan that you'd recommend, do you go off your parents (if you're under 26), etc.