I'm a parent to 11/7 year olds, and just yesterday we were talking about how dangerous and addictive gambling is. If you ask them about gambling they will say "it's for stupid people". I doubt it's super common but I'm sure others are doing it if I am.
Microsoft at the very least didn't fire these developers and didn't convince them to not work on DirectX. Someone at Microsoft gets the credit, even if it's not upper management.
Middle management has to educate upper management on why certain metrics are bad. I do it all the time. Most recent one was length a PR was open. Some of my better devs opened PRs earlier and left them open for feedback longer, and I didn't want them penalized, so I communicated (with data) to management that it was a bad metric and we no longer measure it.
You should insure things you can't afford to self insure for. Life, Home, maybe car.
You should not pay insurance for all the tech crap we buy. You're just losing money on average. Only way to win with this type of insurance is to be unlucky.
Not to state the obvious, but... if a big centralized company built a Cloudflare for IPFS to make it easy for the masses to adopt, that company could go down just as easy as Cloudflare.
Lots of developers (especially newer ones) seem to think code is "utter shit" when it really is written that way for a reason. At least I've seen this pattern many times, and used to do it myself decades ago.
Epic is gnawing at the lead, at least with me, as they give out a free game every week. I must have 300 games in Epic - I've even paid for a few.