I think, may be actually wrong, that most of us do not consider running a model locally a way to save money. It is a way not to spread personal info around.
I always have the same problem myself. Same as I had with version naming of old programs like "Microsoft Word for Windows 2.0" instead of the easier "Microsoft Word 2.0 for Windows".
I am checking this carefully.
The red line is here, for me and I think for many Apple customers.
I choose Apple for being different from other companies, for valuing customer experiences and for rejecting ads and other "insults" for users.
I think that if they cross the line, me and many other customers will leave.