i've been working on a personal finance app. it started out strictly tui (using ink) but i recently added a gui using electron. i still like the tui but i know it's not for everyone.
it's all free, open source, and local-first. you can get a hobbyist tier plaid account and sync your accounts, or use csvs. rules-based categorization, spending trends, FIRE/savings-rate health view, etc.
there's also an mcp server so you can hook it up to claude/cursor and just chat about your finances. and a "canvas" feature where you describe a financial question and an agent builds you a custom calculator for it (e.g. amortization, compounding, what-ifs).
honestly it has all the features i want so i'm not sure what's next. i have a few contributors, always welcoming more.
i turned off copilot when i did a trial of an alternative and when the trial ran out i just stopped using either. i still use chatgpt over stackoverflow but i don't miss the proactive prompts.
I think of critique in two ways: 1) Did the author, filmmaker, etc. effectively achieve what they were trying to do? and 2) Did I like it?
So, in the first sense, I don't think it is "bad" because I believe this is exactly what the author was setting out to do in writing it. In the second sense, yes, it is a bad book in that I don't like it.
my coworker begged me to read gravity's rainbow with him so i did. it was a slog. there are so many nuggets of interesting ideas and brilliant prose but the utter hostility to the reader made it possibly one of my least favorite reads in recent memory. i don't recommend it to anyone.