I wouldn’t want kids to grow up chasing a number. It’s just too reductionist. If you want them to be financially secure, teach them skills and the money will follow. TC obsession is a blight.
Meanwhile, it’s my feeling that technology is moving insanely fast but people are just impatient. You move the bar and the expectations move with it. I think part of the problem is that the market rewards execs who set expectations beyond reality. If the market was better at rewarding outcomes not promises, you’d see more reasonable product pitches.
First, the author is right. This is the way the world works, and if you want to get ahead, play the game. But I have strong contempt for management throwing up their hands and saying “it’s your promotion, own it”.
Usually the subtext is that they’ve created a promotion process which is onerous, they are under paying you market rate, and/or management doesn’t want to make hard decisions or uphold their side of the bargain. The last thing I want to do as an IC after I’ve crawled through glass for several years to accomplish something Herculean is draft documents that defend my accomplishments from bureaucrats.
When I hear comments like that, I raise my eyebrows because it’s almost tempting me to apply elsewhere. I don’t know why, when presented with mountains of evidence, managers can’t just make a reasoned judgment call and grant promotions when appropriate, unassisted.
First, happy customer of OSM and it’s impressive what they’ve built! That said, I’ve noticed their company website field is sparsely populated.
Any recommendations for acquiring the place website URL through an API or ethically scraping it at scale? I’m specifically wondering about options that wouldn’t involve Google Places.
For low-funnel sponsored advertising, the effects are largely instantaneous, and you can measure your net profit lift simply by turning it on and off every hour (or day).
I’m using AI in my daily life. ChatGPT has largely replaced Google. My programming output and ability is greatly enhanced. I’m working on projects that were impossible a few years ago. How can people say this is another hype bubble?
Having heard a variation of this comment many times, I keep waiting for an “aha” moment, where I see the light and abandon my obsession with minimalism and clean code.
But at least in science roles it hasn’t happened yet. Rather, I keep seeing instances of bogus scientific conclusions which waste money for years before they are corrected.
Being systematic, reproducible, and thorough is difficult, but it’s the only way to do science.
The problem is that there are really only a few large platforms: windows, Android, macOS and iOS. These are also owned by three mega corps. The issue here is that free market mechanisms break down in the small competitor count limit.
Yes, Google and Meta (the parent company of Facebook) do allow businesses to upload customer email addresses and phone numbers for advertising purposes, under specific conditions. This process is part of what's known as "Custom Audiences."
1. *Google Customer Match:* Google allows businesses to upload a list of email addresses through their Google Ads service. This feature, known as Customer Match, lets advertisers target or retarget their advertisements to these customers across Google products like Search, Shopping, YouTube, and Gmail. Businesses must comply with Google's policies and data protection laws.
2. *Meta Custom Audiences:* Similarly, Meta (Facebook) offers a feature called Custom Audiences, where businesses can upload lists of emails or phone numbers. These are then used to match users on Facebook, Instagram, and other platforms in Meta's network for targeted advertising. The data is hashed to protect user privacy, and the businesses must have the right to use this data.
Both companies emphasize privacy and the necessity for businesses to have obtained the data lawfully and with the user's consent. Users also have tools at their disposal to control their ad preferences and understand why they are seeing certain ads. It's a balance between effective targeted advertising and user privacy, governed by both internal policies and external regulations like GDPR and CCPA.
Google and Meta are building social graphs across this uploaded information.
I sort of hate buying cheap junk toasters, but I also don’t need something with a bunch of unnecessary frills like an LCD screen. And it needs to toast well!
I’ve been banging my head against the internet looking for something and have come up mostly empty handed. I don’t really want a toaster oven either. The dualit classic is close to what I want, but it sounds like it doesn’t toast that evenly which seems crazy to me given its price point.
Does anyone else feel like there’s a significant gap in the market when it comes to well-engineered minimalistic toasters?
My two cents is that while browser tracking matters, people should also be conscious of not giving away their email and cell number when signing up for accounts or making purchases. Every time you do this, the company sells the data to Google and Meta and it gets joined together on those primary keys, creating a comprehensive profile of your interests. Use Apple’s “Hide my email” and I also like the company “my pseudo” which creates throw away e-mails and cell numbers. It’s silly to be all up tight about browser tracking, but then register everywhere with your real personal information.
Asahi (Arch) is fantastic and I’m immensely grateful to the dev team. One small issue I wish they’d fix is monitor over Thunderbolt. Currently only HDMI works.
I’m one of those affected. It’s not particularly interesting to discuss if people are aware that stock can go down. No one is disputing that.
However, if the market pulls back X% on compensation, but Amazon pulls back Y% with Y > X, people are going to leave… and not the ones you want to leave.
Realized I can download my transaction info into csv format and build my own financial analysis in python without handing over my data. It’s pretty easy to do 90% of what you want, e.g. breakdown expenses by type.
I use a credit union for checking. I'm currently planning to open up a second checking account with the same credit union to split my income stream into fixed and variable expenses as some have mentioned here.
General idea is as follows:
1) Deposit income check each month into checking account #1. Draw from this account for monthly and yearly expenses. Add some buffer so as not to over draw.
2) Initiate an auto-transfer from checking account #1 to checking account #2 after check is deposited each month. Work within the budget set by checking account #2 for variable expenses.
Why use a credit union? A for-profit bank does not share the same incentives as their clientele. If they can separate you from your money, they will. I'm generally wary of any industry that is rewarded financially for stealthily screwing their customers, e.g. insurance industry. Credit unions are also known for having very reasonable loan terms.
Why two checking accounts? It's nice to know what I'm spending each month on stuff like gym membership, streaming music, cellphone bill etc, versus things like coffee and dining out.
Investing setup
I'm young. I'm willing to incur risk for better long term returns (on average). I also recognize that I am not Rentec. If I were to outperform the S&P500 picking stocks, it would be almost entirely due to random chance.
I keep enough money in checking to survive an emergency that requires immediate access to funds. Everything else that I earn above what I need for the month goes straight into an S&P500 index fund. Both Vanguard and Fidelity are essentially fungible.
I'm open to others convincing me that this is a stupid strategy. It is entirely possible the S&P500 tanks, and I lose a large fraction of my money. Few counter points though. First, it is by definition a diversified portfolio of stocks. Second, it has performed very well historically. Third, it has enough people invested in it that it couldn't just "go away" without serious repercussions for the US and the world.
Perhaps the largest concern, is that there is way more wealth in the S&P than there are people actually trading it on a day by day basis. If there was a flash crash, there simply wouldn't be enough people on the buy side of the equation to drink from the firehose of people selling. This is really beyond my depth though so I'll stop here.
Other principles
I'm trying to avoid debt like the plague. Mostly for my mental health; I know it can be important to your credit score to carry some continual debt. Be wary what you sign up for (college, grad school, etc).
Keep in mind though, you always want to maximize your net effective interest rate. If your student loan rate is 4%, consider paying the minimum on your student loans and put the difference (what you would have paid) into the stock market. Only do this if you can automate the process as you will be inclined to spend the money and not save it.
Anecdoctal, but while we are discussing narrow scope interviews... I just finished a physics PhD and applied to a finance firm. Before I get a chance to speak with a human, they send me a 15 problem 20 min timed exam. Some of the questions were easy and some required thought, unless you’ve been sitting around practicing riddles and LSAT questions all day. I timed out halfway through the exam. It wasn’t even clear a priori how to navigate the exam, or if I could skip questions or how I would be graded. The company effectively canceled my application based on the 50% score.
Now, I’ve probably taken 100+ math exams in my life and I’d be happy to provide data from any one of them. Why trump all that data with 15 questions? Viewing the application process as a pure machine learning problem, their decision seems crazy.
Well the Poisson uncertainty is only reasonable if the count is sampling a random process. But yea, they could try adding Poisson uncertainties and using a probabilistic emulator like a Gaussian process.