I'm that hoarder, and granted, not in terminal stage, but enough to severely impact my quality of life. And I disagree, I think it would take me two days to clear out the house, but mostly lack the energy and motivation to do it. So no, burning down the house would be way way worse.
I disagree. I spent about 2 years in Romania without healthcare of any kind. I was on a career break/sabbatical. And in the 4 years I've spent in the Netherlands, I've only went to a doctor's office once, for some abdominal pain. I was sent home by a receptionist, telling me to return the next day if it doesn't get better.
And I think that's my only interaction with the medical establishment for the last 6-7 years. The one before that was for some document I needed for my driver's license.
Of course, here in the Netherlands you can't avoid having health insurance, but it's technically free for low income people and not that expensive otherwise. In Romania, and I presume that a lot of other places, you can.
So is it that hard to stay uninsured? I do have some gripes to pick with the medical system, but yeah, I do think taking health into your own hands is a better choice (and a lot more is psychological in nature than the medical system would suggest, which is focused on symptoms and not causes).
I remember in my younger years, I would get a cold probably twice a year on average, and I would always get prescribed antibiotics by an overzealous GP. All of that stopped all of a sudden, and I haven't taken antibiotics in about a decade. I've caught a cold, maybe once every two years, but much lighter and goes away by itself in 2-3 days at most.
I live in The Netherlands and my yearly expenses are less than 20k EUR per year, and also have a car (major expense around here). But I don't pay rent. Several years ago I used to live in Romania, and similarly, had expenses a lot lower than 10k EUR per year.
So I think it's possible just about anywhere in the world, if you're ready to do a lot of things yourself (don't rely on services such as a car/bike mechanic, fix plumbing, house issues yourself, don't pay a lot of money on going out etc).
I was always thinking this was a really underserved market. Ebikes have been really in demand for a long while, but most of the offer was based on very heavy city bikes. I was always thinking that a much sportier, more efficient race ebikes would be a huge hit. I saw some prototypes on kickstarter but nothing that sticked.
I wonder why. If I had the energy and resources I think I would try going into that product space. Seems like ripe for disruption.
I ride ebikes a lot, and I used to ride race bikes a lot as well, years ago. For a long time I thought that a heavy city ebike is similar to a very efficient race bike that in terms of effort required. After I started to ride them simultaneously (more or less), maybe an ebike is in fact more helpful over longer periods, but a light race bike isn't far away. So a product that captures best of both worlds would do great IMO.
LE. Apparently I'm late by around 5 years. When I last had this thought there was literally just a kickstarter project. Now I see most big brands have electric road bike offerings. Still, at 4-5k EUR price points, there's still a lot of value to capture.
Except that the recycling ... cycle is not perfect. Far from it. I'd reckon maybe half of all lithium ends up in recycling. Other half probably ends up in the landfill. For instance, I picked up a broken ebike from the trash not long ago (Amsterdam). Battery still in it. Same goes for lots of smaller electronics.
Lately blablacar has been charging hitchhikers/travelers up front. So you as a driver know for sure you won't end up with nothing. This is really useful IMO, but also mostly significantly reduce the popularity of the service in places with low reliability among members.
In western Europe, particularly Germany, it was still very easy to find people, in eastern Europe, not so much. Even though before this change, years ago, blablacar was very popular in said eastern Europe countries.
Alternator delete is a very common hack in the ecomodder community (usually coupled with LiFePo or Lithium battery instead of the regular lead-acid). It reduces the complexity and load on the engine, and does give a few percentage better fuel efficiency. But if you mostly ride at night, yeah ...
Still, I bought a rental sometimes around 2016-2017 IIRC, and it's still one of the best investments I ever made. Doubled in price, nominally, and took in almost a decade of virtually non-interrupted rent. On paper, it's roughly the same performance as S&P500 in that interval, but still, diversification is useful.
It's unlikely you can make 2.5 billion with a single unleveraged trade. The market went up by what, 6-7% that day? Nobody bets his whole net worth on this to make a profit like that. So I think leverage was definitely involved, which just shows that insider info was definitely there.
I've also been away from the tech (and AI scene) for a few years now. And I mostly stayed away from LLMs. But I'm certain that all the content is baked into the model, during training. When you query the model locally (since I suppose you don't train it yourself), you get all that knowledge that's baked into the model weights.
So I would assume the locally queried output to be comparable with the output you get from an online service (they probably use slightly better models, I don't think they release their latest ones to the public).
I don't really need money but I guess I could use some sort of assistance, or personal advice, or free therapy, or a friend. Or something along those lines. I don't know for sure. I'm struggling with a lot of worrying. I'm also fairly lonely, even though I don't live alone.
Well, it's a halfway throwaway account. I don't know if this will get me anywhere, but it's worth a shot.
I appreciate the initiative, I hope to be able to return the favor at some point in the future when my waters become a bit calmer.