Then you're not the customer for index funds. They are meant to be highly risk averse, and give decent gains to people who want safety of modest to low gains over high gains high risk.
The best way to accomplish all this is to re-strengthen labor unions, but make it explicit that they do not engage in political contributions/campaigns etc.
Thats what they do for high demand degrees like Engg and Medicine in Pakistan. In Govt. colleges education is virtually free if you are admitted on merit, else you can go for self finance
Would you say that FP itself (not the thought process it generates) would benefit me in mobile application devlopment. It's mostly gaining data and then setting it.
As a Pakistani I can say that our current leadership has no spine.
In addition to that the general population has been led to believe that everyone is out to get them (i.e. The righteous Muslims). You should have seen the stuff said about Malala. Even she was some kind of conspiracy against Muslims.
The TTP is real, no doubt about that (you'll find deniers here too). But the political resolve lacks because of no majority public support of the army operation in Waziristan.
India was saved from the hegemony due to public resolve to fight for it. Here everyone is either too demotivated or on the wrong side of the equation.
I would factor in self-righteousness too (e.g. Mumtaz Qadri). Once that entitlement mindset ends, only then will things become clear to the public.
EDIT: BTW you should check this (http://on.fb.me/17XcV7p) out to see the Malala bashing & the distrust of anyone but themselves.
But to be honest, I still have not found the best way to keep code flexible so that it never turns into the mutant of what the Statement of Work intended it to be.
Most of the time the clients don't have any idea of what they truly want, but as seasoned software developers it should be our job to keep the bad ideas clients propose out of the requirements.