In my experience you can get around it by having a linter rule disallowing it and using a local claude file instructing it to fix the linting issues every time it does something.
I'm an expat in a developing country and Binance p2p is widely used here to change USDT to the local currency and back. Haven't heard of too many issues and have used it a lot.
It is very much illegal though, I'll give you that one.
My wife's niece is from Laos and works for one of these chinese scam shops in the golden triangle. She is there voluntarily because it makes 5 times more money than her best alternative. Morally repugnant of course.
I have the same thing, I feel these high income taxes force me to do repairs and home improvement myself because the converted hourly is higher than my own generous contracting rate.