The same thing is true in software engineering: an AI model is equivalent to an average programer (average with a huge standard deviation). Averigua is better than half, but still way behind the top performers
Credit cards in Europe are a form of very short term credit: you spend and pay the entire balance on the next month. The is very different from the model in the US, which is designed to keep you in debt forever.
I do, with different tools and most of the time at a higher level of abstraction. The same way we understood the machine code 2 years ago, even though we didn't write it directly. Just another layer, nothing more.
I see a lot of people trying to run away from Anthropic "window of doom" affair lately, me myself included. What has stopped me so far is the lack of real alternative to Opus. Not even gpt5.4 comes close
I'm experience, that doesn't work if you main clients are big corporations. The average corporate drone mistrusts and disregards small companies. Not out of arrogance, I believe, but out of fear: a generalized version of the old "no one was fired for buying IBM" trope. Small companies are seen as higher risk.