Highway is simpler but it's worse if it goes wrong.
Plus, highway driving is safer and cheaper than average so the bar is higher for self-driving cars/trucks.
I don't think there's any middle ground for driving semi-trucks on the freeway. It's either safe enough to drive without someone watching it or it's not. There's no point in having a person in there sometimes sleeping and sometimes safety-driving.
On the other hand, this kind of bank regulation issue seems right in Warren's wheelhouse and the president might have the power to make this happen through their existing bank regulation powers, or maybe through the CFPB...
Right! Banks are already regulated by the government and this seems like an opportunity for them to improve the retail banking market by requiring interoperation. Maybe it wouldn't work but it would be interesting to hear from him on this topic - can the government make this market work better?
This is the government's job - to make a working market. They should be forcing banks, through their existing bank regulation powers, to allow interoperation.
Amongst other things, the ACA removed the cap on payouts, making them more like actual insurance. What was the maximum lifetime payout on your previous high deductible plan?
Doesn't saving each password to it's own individual file make it more breakable than saving everything together in one file?
I presume they're all using the same secret at some level. There's no FAQ on their site.
Herb Sutter has a proposal for metaclasses, which involve running some compile-time C++-like code. I don't think it would stretch to this, but it's heading in your direction.