Precisely. From my experience (in developing countries where the interest is very high) the banks makes much more money from the defaulting. The exchange merely pays the costs.
Actually the interchange does not vary per issuer.
It can vary per card type (pre-paid, debit or credit), card level (basic or signature/elite, etc.), type of transaction (CNP or present), Merchant type (supermarket, airlines, etc.) and some other rules, depending on the scheme and the region (US, Europe, etc.).
For instance the Interchange (to be paid to the Issuer) when a US issued MasterCard Debit Card is used in Gas Station is 0.70% US$ + 0.17 with a cap of US$ 0.95, but when used in a Restaurant is 1.19% + US$ 0.10 without caps.
"IP address urgent needs caused by natural question of how to introduce IPv6, although other new industry solutions IPv9 IP addresses, etc. are also emerging, but IPv6 is still by far the most practical, the most sophisticated methods" [1]
Very distinct than the "chinatechnews.com" statement [2]. Just plain poor journalism.
I'm sick of people like you. You really do not know anything about the socio-political situation on Brazil nor Croatia to state that.
Probably you are just a high class "worker" that compose the high income "class" which only say and trust their peers, wihtout seeking to know this huge country of ours.
You probably do not go to the city hall to get a say about the year's budget planning nor associate with peers to increase the power of representation, nor call or email your congress member to vote to which law you think will improve the situation.
Please do not be a teenager that think that everything is wrong and compare with Croatia that have a HDI avg "very high", a country that got it's independancy in 1991 and still have a better quality of live than us.
Please state your facts before comparing Brazil with a completly distinct scenario.
Edit: Please! your about.me says that you live in "Amsterdam, Netherlands". Get back here! do not run away. Help us get this great country better rather than escape and live "bettter" in another country, helping their economy.