Capitalism. America is addicted to credit. Hook 'em while they are young and financially dependant. You are either a producer or a consumer. The power is with the producers. The market decides on the winning company, until the other companies catch up with competing offers ("the first hit is free!").
Credit card companies make money from transactions and from people going late, but still paying up. You can get them to pay up, by threatening to nuke their credit score (this threat becomes stronger as more producers join in on this Moloch). You can get them to spend more by easing the process and offering cashbacks (which is like offering complementary bread in a restaurant and adding 10% to all prices).
It is not what consumers want, but it is what they "deserve". Producers get rich when middle- and low-class families don't have any money saved up to replace the broken fridge, so they have to rely on even more credit, forever casting them into financial serfdom. Consumers with credit card debt have zero leverage. Consumers who never default/go late, don't care, or turn their craving addiction into support of the system (nobody wants to admit that they, or the people they care about, are getting played a fool).
Removing these bizarre credit building plays, requires a change in law, a huge credit crunch/economy crash, or a cultural change. My money is on the economy crash. However, the entire credit building system proved futile during the home loan crash, so I am not holding my breath. After all, America is still a first-world country where contracting cancer can bankrupt you, while producers keep dumping toxins in the water and get off scot-free. It is ruthless. But you too can prove you are a good consumer, by building up your "social credit" score, starting with your teens.
Following Goedel: God is necessary, because God is defined as the most capable and most good. For the most good, capable of existence, to not exist, is bad. So either God is bad, not capable, or a necessary existent thing.
But binary Truth is so Platonic. I believe there are universes in our multiverse of possible universes where there is an entity that is better than the best entity possible in our universe (no, I do not think that God can bend the laws of Physics and make an immovable object). Also, God is a gradient, since He manifests in people and nature. God as a force of external Good, may be nearly non-existent in times of human war. Nature is more abundant in some places than others.
Finally, more Jungian psychological: It does not matter whether God exists or not exists, what matters is that we keep talking about God. And humans keep modeling the Universe including a God entity. Therefor God is a necessary outcome of human cognitive modeling. We do not have direct access to the physical universe, only to our mental world models, the ontology question becomes irrelevant, what remains is the models. And there, a category error seems plausible: The most capable of Gods, would be capable of evil too, superseding the only-good God. Just like its human modelers are. Just like the old Testament God was good for the chosen people, but evil to the innocent firstborn children of opposing tribes.
I think the Voynich Manuscript was written by someone who let his/her part of the brain responsible for language understanding run in reverse, so generating a new language. This new language, "speaking in tongues", follows the rules of Universal Grammar, so all frequency analysis will point to it being a legit language, yet the language itself will be forever indecipherable. The same holds for the undeciphered Zodiac cyphers. The "one time pad" used by the creators was probably forgotten the next day.
Credit card companies make money from transactions and from people going late, but still paying up. You can get them to pay up, by threatening to nuke their credit score (this threat becomes stronger as more producers join in on this Moloch). You can get them to spend more by easing the process and offering cashbacks (which is like offering complementary bread in a restaurant and adding 10% to all prices).
It is not what consumers want, but it is what they "deserve". Producers get rich when middle- and low-class families don't have any money saved up to replace the broken fridge, so they have to rely on even more credit, forever casting them into financial serfdom. Consumers with credit card debt have zero leverage. Consumers who never default/go late, don't care, or turn their craving addiction into support of the system (nobody wants to admit that they, or the people they care about, are getting played a fool).
Removing these bizarre credit building plays, requires a change in law, a huge credit crunch/economy crash, or a cultural change. My money is on the economy crash. However, the entire credit building system proved futile during the home loan crash, so I am not holding my breath. After all, America is still a first-world country where contracting cancer can bankrupt you, while producers keep dumping toxins in the water and get off scot-free. It is ruthless. But you too can prove you are a good consumer, by building up your "social credit" score, starting with your teens.