Look, chat control is obviously a mental proposal ä. But the sitting president bans journalists who does not write what he says they have to. How is that keeping free speech sacred?
You are clearly oversimplifying the relation between fertility and vaccines. You have no data to back up causation rather than correlation.
It is the same flawed argument used by people who think vaccines cause autism. "Oh my kid presented with autism when he was checked and was recently vaccinated, clearly it must be the cause!".
They are basically just a creditor which retailers use for payment. So while you can absolutely pay immediately, they offer pay later and credit type options. Its different sepending on the store.