I forget where I read this, but shutting off the cards was part of the playbook when Musk took ownership of Twitter. If I remember correctly, they shut off the cards and waited to see who complained. Apparently they discovered a bunch of subscription services that no one had even signed into or used at all, just paying out for years.
I wonder how much of it has to do with the reward. In D&D you get experience points, gain levels, get powerful magic items, etc. There is generally immediate positive feedback when you accomplish a goal or overcome an obstacle in the game world. But in real life, most times the only reward is that the obstacle has been cleared.
I've used Backblaze for years and it's worth the money. I've only done a full restore from it once after a laptop was bricked and it was seamless. There have been a few times that I needed a recently deleted file and it worked for that too.
The D&D cosmology is bonkers too. Every solar system exists inside its own separate "crystal sphere" which floats in the chaotic fiery substance called phlogiston that fills the universe. There's a hundred different dimensions and planes of existence. Gods exist in some crystal spheres, but not in others. There's an "astral plane" where time doesn't exist, but somehow creatures there can still move around, but they don't age.
It makes no sense, and it doesn't have to. It's all just for fun. D&D is a huge mishmash of all the ancient mythologies and folk tales, plus a bunch of modern ones invented just for the game.
Let's hope this remains true.