I actually don't think of this as a consumer issue at all. You probably shouldn't care, but I can see why some consumers might care (e.g. how many entities have their credit card on file, concerns about privacy, a desire to allocate as much money as possible to artists...).
I think of this as a developer issue. There's good money being the middle man for transactions. Did consumers really care about the Epic/Apple IAP issue? Were there iOS users clamoring to use Epic's payment platform? I never really heard the consumer voice in that discussion. I did hear a lot of developer voices that cared about their right to charge consumers without Apple's 30% transaction cut.
I think hgibbs is confused between puts (a contract for the ability to sell at a price) and shorting (borrowing to sell immediately and buy back later), but your comment isn't quite right either.
Shorting has unlimited downside, since it may be arbitrarily expensive to buy back the shares/coins that you borrow.
Puts, on the other hand, have a strike price. A contact to be able to sell Bitcoin for $30K is worthless on the expiration date if the market price is $40K. Anybody can sell at a better price than your contract on the open market. The market price going to 0 is the best thing for the owner of a put option. "Stocks can’t drop below 0." is actually a bummer for the put owner. If a stock could go lower, the put owner could sell the asset for even MORE than the market price of the asset.
What hgibbs probably wants to hear is this: The worst case for a put owner is for the put option to expire worthless since the market value of the asset is greater than the strike price when the option expires. The maximum downside is a contract worth $0.
If you want to pay a premium to be able to sell bitcoin at the end of the year for $20K, but the value is still $30K on December 31, your put option is worthless, and that's as bad as it gets.
...UNLESS you're buying puts on margin without a stop-limit.
I am also super interested in the answer to this particular question. I know a lot of people who waited for surplus/standby shots at the end of the day outside clinics in SF. Anecdotally, a lot of my coworkers got early vaccines that way.
As a non-essential worker with no risk factors, I felt that my contribution to the pandemic was to stay home and wait until my turn. I did, by the way, wait until the vaccine was generally available before scheduling. Before general availability, most of my friends my age (mid-30s) had been vaccinated by stretching the truth. I felt like the idiot, and had a fair amount of resentment.
I wonder about the surplus doses, though. Did a substantial culture of seeking out unused doses result in outcomes that were net positive from a utilitarian point of view? It's unclear to me how much "line cutting" this resulted in.
Clearly, stretching the truth to get a dose ahead of others is selfish at least. Back in March, I assume that there were plenty of people in need that didn't/couldn't get an appointment that needed a shot more than YCombinator founders. This wasn't stretching the truth though, just exploitation of a loophole and small surpluses of a limited resource.
In the end, I think the morality hinges on your question, koolhaas. To what extent did standby shots interfere with mitigating the health crisis. Is that what dasickis was doing? Was dasickis aware of opportunity cost of taking that shot? Did he even care?