The issue is not refrigeration, but how you got to there: how is the hot rice cooled before putting it in the fridge.
I imagine not everyone has a blast chiller at home. Does one leave it to cool off naturally, and in what kind of container? Perhaps overnight?
During this process, the rice can take hours to go from 90°C to room temp, and it is during this process that the toxins are created. It might be too late when you put it in the fridge.
Cooling off needs ro be done as quickly as possible by spreading the rice, for instance.
It is not necessarily the lack of basic understanding of biology that causes people to get sick and therefore many to throw away good rice, but the incomplete understanding of the cooking process.
When you get a box of cold rice, there is no way of smelling how it has been cooled and if it is toxic or not.
I remember the game Double Dragon on DOS where you could play co-op using one keyboard. Less impressive with just a few buttons used, but a lot of fun.
Banks have been trying to reduce their balance sheets and their risk-weighted assets, because of all the extra charges and reserves they need to keep. They cannot just get rid of a large of their customers like that and collapsing shareprice.
In some businesses there is also a benefit in scale (like in trading), and there you see the US banks leading because they've had it.
If you want the US banks to fully take over IB and corporate banking, definitely do tax the EU banks painfully more.
Or tax every financial counterpart painfully more, so then eventually the customers pay much more for their loans because the financial system has become so expensive.
The amounts of energy injected are not that large. 1TeV, the order of magnitude, is (according to google) the motion energy of a flying mosquito. You don't even feel that landing on your body.
The special part is that this energy is put into one particle, which makes it able to achieve other interactions.
Such particles sound scary, but the only special thing about this is that we, humans, have produced that. Our earth is bombarded constantly by cosmic high-energy particles of much much higher energy [0]. I am talking about extra-galactic particles with energy levels unknown to earth.