So about a month ago I inherited just short of $30k. I don't need it right now, and don't plan on using it until either I buy a house (maybe 5 years away?) or retire.
My plan was to invest it with Betterment, because I felt like that was the easiest and cheapest "set and forget" solution. But would there be substantial upside in going directly with a Vanguard fund instead? I'm really new to this and the convenience of a dedicated interface like Wealthfront/Betterment feels valuable to me, but if I'm leaving substantial money on the table doing that I'd rather go to the extra effort of figuring something else out.
My plan was to invest it with Betterment, because I felt like that was the easiest and cheapest "set and forget" solution. But would there be substantial upside in going directly with a Vanguard fund instead? I'm really new to this and the convenience of a dedicated interface like Wealthfront/Betterment feels valuable to me, but if I'm leaving substantial money on the table doing that I'd rather go to the extra effort of figuring something else out.