I am working with a client today, in 2021, that still has multiple developers making live changes to a dev server as part of their everyday development process.
Some of them make their changes locally in VS Code (or Notepad), FTP the changed files to their home directory, then sudo cp to replace the existing files. Others SSH into the server and directly edit files using vi.
Due to that workflow, none of those devs ever use a proper debugger (and have committed a lot of random console logging) and there are often conflicts when more than one person is working on a file. To address that, there is a Slack channel dedicated entirely to announcing what file you are working on.
I recently tried to subscribe to XM radio using multiple pre-paid Visa cards (for the same reason you outlined above) and all were denied. It also seems that using a credit card that expires before your subscription lapses won't help you either. They will send a bill to your address on file and report you to a collection agency if you do not pay.
My five-year-old Samsung S3 for Verizon stopped receiving updates less than 2 years after its release. The bootloader is locked tight, so I am unable to install any custom ROMs such as Lineage OS.
Some of them make their changes locally in VS Code (or Notepad), FTP the changed files to their home directory, then sudo cp to replace the existing files. Others SSH into the server and directly edit files using vi.
Due to that workflow, none of those devs ever use a proper debugger (and have committed a lot of random console logging) and there are often conflicts when more than one person is working on a file. To address that, there is a Slack channel dedicated entirely to announcing what file you are working on.