this. And im looking at this from a body composition point of view. I stay away from nuts because its easy for me to eat a thousand cals worth in one sitting.
in windows theres something where you can press controll and it will shoot circles out from your mouse which is pretty useful, not sure if there is anything like that in osx
2. if you read through his blog he makes 103k a year, which after taxes over the amount of time it took him to pay off the loan is 40 something k.
3. He has mortgage payments, also that may be cheaper than renting it depends on where you live, but it is why i am looking at buying.
4. you don't? he was 27 and had 40k saved up, not a huge amount. Why you wouldn't have a retirement account to take advantage of compound interest for as long as you can is beyond me.
5.depends where they are working but I just graduated from college and i have that much, granted i live cheaply and throw most of it towards student loans.
what he's saying is that being frugal you can pay off your debts quicker and save money on interest. Its nothing groundbreaking but in America a lot of people make stupid decisions about how they buy things (on credit) and end up paying a lot of money in interest and retiring wayyyy later than they need to.
i.e if you built a new city like this, within 15-20 mins public transit of nyc you would get much closer to the ROI your looking at.
Hell now that I think of it Toll Brothers is doing that in Hoboken. A 900sqft 2bdrm costs just under 1m.