life needs the friendlier conditions to first develop.
Primitive Life on earth developed on not so friendly environment with poisonous gas (No Oxygen - Oxygen is a byproduct primitive living things created), regular meteor showers and boiling hot waters.
If Life evolved here under these conditions, it can evolve anywhere with such conditions
If you have a high IQ then it is that much easy for you,
1)to find what you want (age<20), like drugs
2)and be richer(age>30) than many folks , so you can drink a lot.
I first started learning programming with java/android 2 years ago. It took full 1 yr (3 hrs per day, since i also had a full time job) for me to understand the IDE, Object model and of course the android framework.
After the initial brush up with a language your coding potential will be increased exponentially. I build a iOS app, XNA game within next 1 year, and Currently in the process of creating a web application on rails.
I don't think its a loophole, It must be intentional.
Second way which is popular now, you can add the gmail ids in your circle and share a comment to the circle. This will send a invite to everyone in the circle :)