VP CoinX here: We do have an exchange, www.coinxtrader.com (it is mentioned on our main website, coinx.com). We were the very first exchange to obtain MTLs, that is the route we took when we established our company.
With respect to the second point, "real-product" We have a working exchange in addition to money-transfer services in the shape of coinhub.com (which goes live in a few weeks time).
With respect to the second point, "real-product" We have a working exchange in addition to money-transfer services in the shape of coinhub.com (which goes live in a few weeks time).