So Author decides to fully enjoy sex life and now complain how hard life is with kid and pregnant wife ? I mean , he literally decided to have sex with her.
No one has forced you to start the startup. There are millions of job with $70k to $80k salary range.
Its literally rat race to make quick buck and hit high , encash , fuck users and then don't care.
Seriously , STFU. If you really want to see hard life go to Africa, India, Pakistan where people travel 10 km for water.