I blame ProFantasy for that. Their software has an insanely steep learning curve and the UI is extremely unintuitive. I have been using their software for 15 years and only have a basic proficiency with it. I wouldn’t recommend it to anyone when tools like Dungeondraft and Inkarnate can have new users creating beautiful maps on day 1.
The headline is a little misleading. “Approval” is not really possible as these are unregulated devices. This is just a group of experts providing guidance on their use.
“Over the long run, in our complex, dynamic, power law world, the reference assets will be those companies winners willing to challenge the dogma of modern finance.”
This might be the worst sentence I have ever read.
That is not zero effort. That is at least 1.2 efforts.