While the adventure of van-living is fun and the rant on loans and cost of education are true, I think you can get the education you need in a financially responsible way without having to live in a smelly van all alone. I made it through my undergrad by working part-time, living at home, and going to state and community colleges. It took me over 5 years but I had no loans of any kind at then end. Maybe that's the difference between CS and English majors.