Hahahaha you would be surprised my current employer is thinking of introducing 2FA and yeah every pass is stored in plain text. I've been trying to make them change this for years, also the passwords are limited to 20 chars yeah.... security is shit here
This is how it's done in Mexico, most people have no idea how to declare taxes any other way. You can still deduct some things in an itemization like manner if you want or are self employed but otherwise its automatically deducted from your payroll.