I actually dig the patinated look of my dented and scratched old MBP and my current MBA. My plastic Dells from work always look terrible after a few trips living in my backpack and getting banged around. Haven't had actual usability issues with either though.
Thanks! I wasn't directly involved in that discussion, but I imagine anyone can do it. It is a requirement for some grants and for some research funders.
Edit: if you need to know I would just ask the editor if it's an option
Our organization (the American Federation for Aging Research) is hosting a webinar with Jay Olshansky (author of the paper) and Andrew Scott, a leading economist in longevity to discuss Jay's results on 10/22.
The gist is that this isn't quite as cut and dry as it may seem.
We also paid to make the Nature Aging paper open access.
I think I would be more likely to use this if it were a subscription model despite usually hating subscriptions.
Looking for a job is a time bound process and I want to know that I have full access to the tools needed for the entire time it takes to find a job. During my most recent job search the 15 rewrites may have lasted me less than a week. I was using ChatGPT to tweak every resume I submitted.
Interesting product but it's a shame that Chromebooks typically just turn into e-waste after 2-3 years due to lack of support from Google. They're cheap but terrible for the environment.
I am not a PE expert but I will try to explain using the mortgage analogy. This is drastically simplified. The shoehorned part of the analogy is that a bank won't exactly lend as described below.
You take out a mortgage for a property you intend to cashflow by posting it on AirBnB. You open an LLC to do so. You put down a fraction of the price of the home, let's say 5-10% and then you do some upgrades, but you borrow against the price of the home for the upgrades, not against your own credit. Now, you start AirBnBing this very nice house out for absolute top dollar. It's nice and people love it, you have great reviews. Every time you get a payment from AirBnB, you take most of the money and move it to your personal bank account as a "management fee" or a "bonus" and you put the smallest amount possible into the mortgage and the second mortgage (the one you used to upgrade the house). Now, as the house gets more use, or you cut costs, say on having the pool cleaned, or on yard maintenance, the house goes down in quality pretty significantly, but your original AirBnB ratings are there and people are willing to pay significant sums so you continue to rake in cash, and you try to avoid maintenance as much as possible.
Eventually, the place is a run down heap, and people are leaving terrible reviews, so you stop having bookings/cashflow. Okay, now you just send the keys to the bank and say "it's your problem". They get a rundown house that has barely repaid its mortgage, and you get to keep the cash. The trick is to have moved a lot more cash into your account than you lose in the mortgage down payment.
Edit: I should add that PE firms aren't always trying to extract value at the cost of the business (sometimes they absolutely are). However, they are always incentivized to make cash flow and take maximum business risk for potentially even larger payout.
The invisible ink screen effect (blurs the message/photo until you touch it) in iMessage is essential if you're in a long distance relationship or away from your partner and still trying to have some fun!
Most Americans are using gasoline produced from crude drilled by Americans, Canadians, workers in Saudi Arabia, and Mexicans, that has been refined by Americans, in America, and supporting jobs in those countries. Russia accounted for only 3% of total crude imports before the war. Yes, the environmental impact is negative, but lets not pretend the relatively high wages in oil and gas jobs doesn't help American workers.
The implied gun ownership rate given by the firearm suicide rate in Hungary, for example, is rather high. It is also surprisingly high in Austria. Neither are like the US of course, but unless the primary reason people own firearms in those countries is for suicide, more people own guns than you may imagine.
Granted, I did research on proxy gun rate estimators many years ago, using even older data, so it is possible that things have changed but I don't see why that would be the case.
To be fair, I went to a Yankees game for $30 last week and had okay seats. Food and drinks are expensive Yankee Stadium, but you can bring snacks in, so it's actually pretty affordable as an occasional activity for a family.
But USPS is underfunded and according to the source below they made $13.9B from marketing mail in 2020. As long as USPS is underfunded it is a necessary evil.
After considering the risks I put some of my money into Gemini as GUSD yielding around 8%. After paying the taxes on that you're at least close to inflation.
I chose Gemini because of their NY state compliance and their attempts to be compliant ahead of government regulation. I still wouldn't put all of my money in Gemini but it is a highly liquid, high-yielding, way to diversify and get some yield.
Full disclosure: I do stand to benefit from Gemini's success due to associates having equity, but I used GUSD and Gemini Earn prior to having that connection.
The Chemistry Department specifically has horrible infrastructure and a huge part of the problem is that construction is very difficult. NYC isn't a college town like Cambridge or New Haven and Columbia has to pay more to get stuff built and on top of that it's a long process involving multiple constituencies. Just look at how long it took for Columbia's Manhattanville campus to come together.
There are plans in the works to fix these infrastructure issues but the timeline is frustratingly long.
Most universities I'm familiar with spend 100% of their tuition on operations and some amount over that from endowment income. While they do have endowments, those are restricted and cannot be used for anything except their contractually agreed to purpose (scholarships, faculty lines, research for xyz thing, etc.).
It's like looking at the Wright Flyer and saying that it is neat proof of concept, but that affordable transatlantic flight will simply never be possible. Prescient at that point in history, but myopic over a long enough time frame.